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Side-by-side comparison of top bike insurance plans

Average cyclist saves

€340/year

vs homeowners insurance claims

Insurance Plans

Tap to compare details

⭐ Recommended

Pro Coverage

Sundays Insurance

4.9
(1234)
12/mo
120/year

Theft

Worldwide

Damage

Deductible:50
Max bike:10,000

Standard Plan

Velosurance

4.7
(892)
8/mo
80/year

Theft

Worldwide

Damage

Deductible:100
Max bike:5,000

Basic Coverage

Markel

4.5
(567)
5/mo
50/year

Theft

Worldwide

Damage

Deductible:150
Max bike:3,000

What to Consider

Coverage Type

Theft, damage, liability

Deductibles

Lower = higher premium

Reviews

Claims experience

Exclusions

Read the fine print

Common Questions

Is bike insurance worth it?

For bikes over €1,000 or if you rely on your bike for commuting, insurance provides peace of mind and financial protection.

What's covered?

Most plans cover theft, accidental damage, and vandalism. Premium plans add racing, worldwide coverage, and personal liability.

How to claim?

File online with photos and police report (for theft). Most insurers process claims within 48-72 hours.

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